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	<title>Looking To Buy</title>
	<atom:link href="http://www.ltb.org.uk/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.ltb.org.uk</link>
	<description>First Time Property Buyers Guide</description>
	<lastBuildDate>Thu, 22 Dec 2011 12:16:11 +0000</lastBuildDate>
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		<title>Did The Pension Reform Strike Have an impact on Your School And Essay Writing?</title>
		<link>http://www.ltb.org.uk/did-the-pension-reform-strike-have-an-impact-on-your-school-and-essay-writing/</link>
		<comments>http://www.ltb.org.uk/did-the-pension-reform-strike-have-an-impact-on-your-school-and-essay-writing/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 12:15:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=26</guid>
		<description><![CDATA[A week ago a huge number of schools in the United Kingdom were shut after public sector workers left over pension changes. Across the country, schools were disrupted because of the strike and millions of students couldn&#8217;t get to classes. It&#8217;s reported that 67.5% of state-funded schools, academies and also free schools in the United [...]]]></description>
			<content:encoded><![CDATA[<div>A week ago<em> </em>a huge number of<em> schools </em>in the United Kingdom<em> </em>were<em> </em>shut<em> after public sector workers </em>left<em> over pension </em>changes<em>. </em>Across the country<em>, schools were </em>disrupted<em> </em>because of the<em> strike and </em>millions of<em> </em>students<em> </em>couldn&#8217;t get to<em> classes. </em>It&#8217;s<em> reported that 67.5% of state-funded schools, academies </em>and also<em> free schools </em>in the United Kingdom<em> were </em>shut<em>, and in England alone 62% of state schools </em>were<em> </em>shut<em>. </em>While<em> the </em>talks<em> </em>carry on<em>, </em>it&#8217;s<em> </em>obvious<em> that </em>several<em> </em>pupils<em> </em>will<em> </em>lose out on<em> </em>useful<em> <a href="http://www.oxbridgeessays.com/" target="_blank">essay help</a> </em>that they&#8217;re going to<em> </em>want<em> from teachers </em>which are<em> </em>gone<em>.<br />
The Department for Education (DfE) </em>stated that<em> 14% of schools </em>were<em> </em>partly<em> open and only 16% </em>were<em> fully open. In Wales </em>a lot more than<em> 1,500 schools </em>shut<em> their doors </em>while<em> in Scotland, findings from Cosla, the local authority body, </em>revealed that<em> </em>only<em> 33 state schools were open. </em>In comparison<em>, two-thirds of schools in Northern Ireland </em>sealed<em> their </em>doors<em>.<br />
The impact of the strikes on the </em>learners<em> has so far not been too </em>detrimental<em> </em>simply because it<em> was </em>for 1<em> day only. </em>But the<em> disruption to the </em>classes<em> had rippling effects on the </em>parents<em> in that </em>they needed<em> to find babysitters to look after </em>their<em> </em>kids with<em> short notice, take the day off work themselves, </em>and perhaps<em> they even </em>had to<em> take their </em>kids<em> </em>to<em> work with them </em>simply because they<em> couldn’t find </em>a person<em> to supervise. </em>Every time a<em> school is </em>closed<em>, </em>pupils<em> can still get help to write their <a href="http://www.oxbridgeessays.com/" target="_blank">essay</a> by </em>contacting<em> experts at Oxbridge Editing.<br />
Established in 2006, Oxbridge Essays is the </em>United Kingdom&#8217;s<em> </em>largest<em> and most trusted provider of custom essays, <a href="http://www.oxbridgeessays.com/" target="_blank">law dissertations</a> </em>and also<em> materials. When students </em>aren&#8217;t<em> </em>getting<em> feedback from their university supervisors, the </em>professional<em> team at Oxbridge Essays </em>can deal with<em> a wide variety of sources. </em>It could be<em> really beneficial to let </em>a professional<em> with a fresh pair of eyes </em>have a look over<em> your work and don’t forget that even when your school is </em>closed<em>, </em>there&#8217;s<em> still academic </em>support<em> available.</em></div>
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		<title>What Is Conservatory Insulation?</title>
		<link>http://www.ltb.org.uk/what-is-conservatory-insulation/</link>
		<comments>http://www.ltb.org.uk/what-is-conservatory-insulation/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 11:20:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=22</guid>
		<description><![CDATA[Essentially a conservatory is a space that is typically attached to a home and used as a sunroom. While conservatories originated from only wealthy landowners having them in the 16th century, nowadays more homeowners are choosing to develop the extra space to to soak in the rays without getting too warm in the summer and [...]]]></description>
			<content:encoded><![CDATA[<p>Essentially a conservatory is a space that is typically attached to a home and used as a sunroom.</p>
<p>While conservatories originated from only wealthy landowners having them in the 16th century, nowadays more homeowners are choosing to develop the extra space to to soak in the rays without getting too warm in the summer and adore the scenery without having to brave the nippy weather in winter. One can take pleasure in the surrounding garden and landscape by sitting outdoors but have shelter from the common summer downpour england has to endure.</p>
<p>Conservatories are significantly well-liked in the US, Europe and Canada and a typical craze across continents are to specialise the sunroom with <a href="http://www.roofcozy.com/" target="_blank">conservatory insulation</a>. But what exactly is it? The room can be personalised to have heating fitted into the flooring and windows but it can also be installed with insulation to avoid roof leaks and ensure the room doesn’t become too hot in the summer or too cold in the winter.</p>
<p>All conservatory roof problems can be solved by the <a href="http://www.roofcozy.com/" target="_blank">conservatory roof insulation Manchester</a> specialists. Including insulation to a building not only aids comfort and ease but also energy efficiency. There are different types of insulation which include sound, thermal and electrical but especially for conservatories, building insulation is the broadest term.</p>
<p>In nearly every case <a href="http://www.roofcozy.com/" target="_blank">conservatory ceiling insulation Manchester</a> is less expensive than the equivalent insulated blinds and it has greater thermal and sound insulation qualities. Transform your conservatory this winter into a comfortable, enticing living space and get insulation today. There is minimal disruption, quick installation and low global warming possibilities. Reduce noise levels by up to 10% and improve against heat loss this season by setting up insulation.</p>
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		<title>50% rise in London lettings on last year</title>
		<link>http://www.ltb.org.uk/50-rise-in-london-lettings-on-last-year/</link>
		<comments>http://www.ltb.org.uk/50-rise-in-london-lettings-on-last-year/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 13:36:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Property]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=20</guid>
		<description><![CDATA[Property rental London is quite robust as interest remains solid in accordance with a brand new report investigating sales and rentals in the city. The number of completed lettings in London has increased by 50% each year and rental prices are continuing to rise for both house and flat rentals London wide. It has also [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.residential-lettings-london.co.uk/" target="_blank">Property rental London</a> is quite robust as interest remains solid in accordance with a brand new report investigating sales and rentals in the city.</p>
<p>The number of completed lettings in London has increased by 50% each year and rental prices are continuing to rise for both house and <a href="http://www.residential-lettings-london.co.uk/" target="_blank">flat rentals London</a> wide.</p>
<p>It has also been reported that bidding wars are rife between prospective tenants for rental properties, because of a lack of excellent excellent lodging on the market and difficulties in the sales industry.</p>
<p>It is great news for landlords as it means that the market is weighted in favour of landlords rather than tenants as a consequence of popularity, so landlords will find themselves gaining higher rental yields. This also means that if a property is empty for any period of time, it won’t be for very long so the loss of income will be kept to a minimum.</p>
<p>Property owners who are searching for tenants or property supervision services should look to Residential Lettings London. Established in 1956, the company has over five decades of experience in letting and taking care of properties, and they provide a full service that features thorough marketing of your home when it&#8217;s accessible and a trustworthy property management service when it&#8217;s let.</p>
<p><a href="http://www.residential-lettings-london.co.uk/" target="_blank">Residential Lettings London</a> deal specifically with lettings so you&#8217;re able to be sure that your property is their main priority and ensure that perhaps the most challenging of tenants are fully happy constantly.</p>
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		<title>A web presenter is able to bring your site to life</title>
		<link>http://www.ltb.org.uk/a-web-presenter-is-able-to-bring-your-site-to-life/</link>
		<comments>http://www.ltb.org.uk/a-web-presenter-is-able-to-bring-your-site-to-life/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 16:25:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=17</guid>
		<description><![CDATA[The web really is a large place with a lot of companies as well as websites out there competing for business, so how can you ensure your site sticks out against the competition? Getting your site found is only 1 / 2 of the battle &#8211; if your site isn’t engaging, then customers will leave [...]]]></description>
			<content:encoded><![CDATA[<div>The web really is a large place with a lot of companies as well as websites out there competing for business, so how can you ensure your site sticks out against the competition?</div>
<div>Getting your site found is only 1 / 2 of the battle &#8211; if your site isn’t engaging, then customers will leave and look elsewhere.</div>
<div>An easy way to get your website to stick out is by adding a video clip with a <a href="http://www.videotile.co.uk/website/presenters.php" target="_blank">web presenter</a>. This will make your site more eye-catching and adds a person&#8217;s face to the site.</div>
<div>Videos with <a href="http://www.videotile.co.uk/website/presenters.php" target="_blank">web presenters</a> can be used for a variety of purposes. If you have lengthy information like t&#8217;s and c&#8217;s which would take too long to read or have special offers you would like to share, they&#8217;re ideal.</div>
<div><a href="http://www.videotile.co.uk/" target="_blank">Video production</a> companies like Video Tile can help you produce the perfect video for your requirements, with everything from the script to sourcing the presenters to the editing all done for you on your behalf.</div>
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		<title>Receive Top Tips On Putting in Mezzanine Flooring For Production Reasons</title>
		<link>http://www.ltb.org.uk/receive-top-tips-on-putting-in-mezzanine-flooring-for-production-reasons/</link>
		<comments>http://www.ltb.org.uk/receive-top-tips-on-putting-in-mezzanine-flooring-for-production-reasons/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 11:00:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Office Building]]></category>
		<category><![CDATA[Mezzanine]]></category>
		<category><![CDATA[Mezzanine Flooring]]></category>
		<category><![CDATA[Mezzanine Floors]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=13</guid>
		<description><![CDATA[Mezzanine floors from Spaceway can be a simple and easy economical solution to provide further work space in a building and a lot of industries are benefitting from setting up mezzanine. Offices, retail constructions and warehouses add to the space in the property in a non-obtrusive and risk-free way all without stopping the business perform; [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.spaceway.co.uk/mezzanine-floors-general-t1/" target="_blank">Mezzanine floors</a> from Spaceway can be a simple and easy economical solution to provide further work space in a building and a lot of industries are benefitting from setting up mezzanine.</p>
<p>Offices, retail constructions and warehouses add to the space in the property in a non-obtrusive and risk-free way all without stopping the business perform; which will be done too with regards to production reasons.<span id="more-13"></span></p>
<p>Spaceway has over 40 years’ experience of constructing <a href="http://www.spaceway.co.uk/mezzanine-floors-general-t1/" target="_blank">mezzanine</a> floor remedies which is why we are able to offer some some tips and guidance for putting in <a href="http://www.spaceway.co.uk/mezzanine-floors-general-t1/" target="_blank">mezzanine flooring</a> for production places. It must be well lit, have fresh air, heating and cooling, have good access and sufficient means of escape in the event of a fire and all sorts of this is often accomplished with the specialists assistance.</p>
<p>Spaceway realizes that to provide additional space with a first floor workspace that has proper light levels and ventilation is vital to increase production potential and now we can solve this option and any other specific necessity with additional windows or a roof fan.</p>
<p>We can install a simple pallet safety gate for the fork lift truck to lift pallets from floor to floor for use of goods and our mezzanine staircase design for fire escape may either be a common part ‘K’ design or ‘PartM’ for building and disability discrimination regulations.</p>
<p>And better still, we enjoy that many production areas will like to be practical along with aesthetic so we can provide modern styles that are aesthetically appealing and easy-on-the-eye.</p>
<p>&nbsp;</p>
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		<title>Retain your customers with an effective loyalty scheme</title>
		<link>http://www.ltb.org.uk/retain-your-customers-with-an-effective-loyalty-scheme/</link>
		<comments>http://www.ltb.org.uk/retain-your-customers-with-an-effective-loyalty-scheme/#comments</comments>
		<pubDate>Tue, 02 Aug 2011 11:44:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Customer Loyalty]]></category>
		<category><![CDATA[Loyalty Schemes]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=10</guid>
		<description><![CDATA[With economic concerns affecting many companies, it&#8217;s more important than ever before for companies to focus on keeping clients. Many companies choose to offer you customer loyalty schemes in order to retain their valuable customers and promote a positive image of their own brand. More companies are seeing the benefit of having an efficient loyalty [...]]]></description>
			<content:encoded><![CDATA[<div>With economic concerns affecting many companies, it&#8217;s more important than ever before for companies to focus on keeping clients.</div>
<div>
Many companies choose to offer you customer <a href="http://www.uber-uk.com/" target="_blank">loyalty schemes</a> in order to retain their valuable customers and promote a positive image of their own brand.</div>
<div>
More companies are seeing the benefit of having an efficient loyalty scheme. Mobile phone network 02 have recently released information of their new <a href="http://www.uber-uk.com/" target="_blank">customer loyalty</a> scheme, called Priority Moments, that allows clients to find deals close to them using geo-location technology.</div>
<div>
On the other hand, smaller firms may also benefit from schemes on a lesser level for example having a loyalty card.<br />
If you would like to find out how to create an effective client loyalty scheme, turn to <a href="http://www.uber-uk.com/" target="_blank">Uber</a>. An independent company, Uber specialise in providing advice on marketing and customer loyalty to businesses from a variety of industries and may create and manage an efficient loyalty scheme for you. Get in touch with them today to find out how they&#8217;re able to help you.</div>
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		<title>Scammers Swindled Victims Into Pricey Phone Systems Plans: Work with Highly regarded Abbey Telecom Instead</title>
		<link>http://www.ltb.org.uk/scammers-swindled-victims-into-pricey-phone-systems-plans-work-with-highly-regarded-abbey-telecom-instead/</link>
		<comments>http://www.ltb.org.uk/scammers-swindled-victims-into-pricey-phone-systems-plans-work-with-highly-regarded-abbey-telecom-instead/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 09:42:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Telecommunications]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=8</guid>
		<description><![CDATA[Two scammers from Hertfordshire mislead a number of business owners out of millions of pounds by offering them expensive phone systems enhancements when not necessary. Daniel Cullen and Daniel Buttle claimed to be employed by a branch of BT and informed trusting customers they should switch from analogue to digital. The pair lied and said [...]]]></description>
			<content:encoded><![CDATA[<p>Two scammers from Hertfordshire mislead a number of business owners out of millions of pounds by offering them expensive <a href="http://www.abbeytelecom.co.uk/" target="_blank">phone systems</a> enhancements when not necessary.</p>
<p>Daniel Cullen and Daniel Buttle claimed to be employed by a branch of BT and informed trusting customers they should switch from analogue to digital. The pair lied and said schools and small business owners would acquire aid from government grants or loans and will get significant rebates- none of which was true. They wound up swindling over £1 million from unwary suspects.</p>
<p>The <a href="http://www.abbeytelecom.co.uk/" target="_blank">telephone systems</a> scam has contributed to the crooks being carted off to prison; so when you are looking at updating your phone system don&#8217;t use anything but the trustworthy and reliable Abbey Telecom.</p>
<p>The imposters offered too good to be true offers for phone equipment and locked them within high-priced contracts which firms are having difficulties to get out of. One victim was unknowingly signed onto an 87-month plan leaving her with a £45,000 bill.</p>
<p>Cullen was handed a complete term of 36 months in jail and Buttle was sent down for 18 months for 2 fraudulent trading fees. Both have been prohibited from being a company director for six years.</p>
<p>Abbey Telecom is a family friendly firm which has years of experience of business phone systems. Be assured you are in safe hands in terms of maintenance and putting in phone systems and much better still we&#8217;ve irresistible low prices. Don’t get swindled in relation to communications- meet with the experts.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>The Actual Cost of Mis Sold Mortgage Protection</title>
		<link>http://www.ltb.org.uk/the-actual-cost-of-mis-sold-mortgage-protection/</link>
		<comments>http://www.ltb.org.uk/the-actual-cost-of-mis-sold-mortgage-protection/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 15:25:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://www.ltb.org.uk/?p=6</guid>
		<description><![CDATA[Mis sold mortgage protection is really a much bigger problem than most of us realise, not only because we are paying for something we didn’t want, couldn’t afford or couldn’t use, but because of the high cost that is disproportionate to the benefits. Actually, we should say the cost of mis sold mortgage protection is [...]]]></description>
			<content:encoded><![CDATA[<p><strong></strong>Mis sold mortgage protection is really a much bigger problem than most of us realise, not only because we are paying for something we didn’t want, couldn’t afford or couldn’t use, but because of the high cost that is disproportionate to the benefits. Actually, we should say the cost of mis sold mortgage protection is disproportionate to the lack of benefits! The cold hard truth is that even if mortgage protection could provide the cover you need in times of financial woes, would it be worth paying half again as much as you are borrowing? I think not!</p>
<p>&nbsp;</p>
<p>When you take out a mortgage loan and the lender adds mortgage protection insurance, with or without your knowledge, that policy is costing you anywhere from 13 to 56% of the amount you are borrowing. Now take into consideration that the average new home in the UK costs approximately £228,000 pounds. You would probably be borrowing close to £200k and with mortgage protection that amount could immediately jump to over £300k! Can you imagine the difference in your monthly repayments by adding an extra £100k to your loan? As incredible as it sounds, this has been happening altogether too often over the past six to ten years.</p>
<p>&nbsp;</p>
<p>Mis sold mortgage protection insurance is charged as a single premium when the loan is agreed. This means that you are, in effect, borrowing that amount from the mortgage lender who is then ‘nice’ enough to allow you to make payments on it as you pay off your mortgage. Now you are paying for:</p>
<p>&nbsp;</p>
<ul>
<li>Mortgage repayments</li>
<li>Interest on the principal outstanding</li>
<li>Premium for mortgage protection</li>
<li>Interest on outstanding balance of premium for mortgage protection</li>
</ul>
<p>&nbsp;</p>
<p>That is not something you bargained for and can be the difference between being able to meet your monthly repayments or not. Lenders are doing you no favour by mis selling payment protection and you would be far better off to put money in an interest bearing savings account each month! Keep this in mind before you apply for a mortgage with any lender, at any time or speak to the professionals if you need to make <a href="http://www.ppiclaimcompany.co.uk/" target="_blank">PPI claims</a> or a <a href="http://www.ppiclaimcompany.co.uk/" target="_blank">PPI reclaim</a>.</p>
<p>&nbsp;</p>
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